We have been in the accounts receivable factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's ups and downs and in having done so, can support you through any troublesome situations you might go through. We won't fold up shop when the times get troublesome, like a few accounts receivable factoring companies sadly have in the past.

All factoring companies have criteria for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring company is the ideal fit for you. By contacting us, we can cut out a tremendous amount of time by helping you find the ideal fit for your company - it could be us or another accounts receivable factoring company.

We have a huge network of accounts receivable factoring industry colleagues, these mutual relationships were earned over 20+ years in the business. So, when you take some time to tell us what you need, we have no doubt that you will find exactly what you need..

Nearly all accounts receivable factoring firms let you pick and choose your customers to factor. Except a handful of them usually require a minimum dollar amount in order to do business with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is sort of like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will force you into accounts receivable factoring when you don't require it.

Nearly all accounts receivable factoring firms fees are deceiving and confusing. You better take out your magnifying glass to go over the fine print to spot those fees. Be rest assured, We do not behave this way.  We are totally upfront about our fees. When you apply, you are given a truthful, no obligation rate proposal with the fee for your business. Good luck finding another factoring company, if any, that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring firms are funded by Wall Sreet bankers. We are a privately held company and don't take orders from investors and boards. Same as you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We hear your story, learn your concerns. Based on that information we will put together a tailored solution for you. Nearly all factoring firms notably the Silicon Valley ones first and foremost put their faith on an algorithm to establish your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Nearly all accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't neglect the fact that the accounts receivable factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns in order to get them fixed right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Keep your eye on negative payment trends. This is critical to prevent unnecessary write-offs.

We make sure to use first-rate technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Nearly all other companies are not even remotely close.